Onboarding that takes
minutes, not days

Document OCR & Verification

Read and verify ID cards, passports and licenses.

• Multi-language OCR
• MRZ parsing and passport NFC
• Forgery and tampering detection
• Structured field extraction

Liveness & Face Match

Confirm the person is live and matches the document.

• Passive / active liveness (PAD, ISO 30107-3)
• Face match against the document photo
• Deepfake and injection resistance
• Explainable confidence score

PEP & Sanctions Screening

Screen against sanctions and politically exposed persons.

• OFAC, EU, UN and local lists
• Fuzzy matching for name transliteration
• False-positive reduction
• Ongoing daily screening

Explainable Risk Scoring

A customer risk score - with a reason, not just a number.

• SHAP on every risk score
• CDD / EDD tiering
• Explanation stored for audit
• Policy-configurable thresholds

Perpetual KYC

KYC does not end at onboarding - it updates over time.

• Trigger-based re-review
• Risk-change monitoring
• Automated document refresh
• Risk-history documentation

Integration & Human Review

Edge cases go to an analyst with full context.

• Case management for manual review
• API into core / CRM
• Straight-through for most applications
• Documented escalation

US: FinCEN, OFAC, FFIEC

FinCEN Customer Identification Program (CIP), Customer Due Diligence and Beneficial Ownership rules, OFAC sanctions screening, and the FFIEC BSA/AML examination manual.

EU: AMLD, PSD2 SCA, GDPR

EU Anti-Money-Laundering Directives, Strong Customer Authentication under PSD2, and GDPR for biometric data processing (liveness and face match).

Israel: AML Order + IMPA

For Israeli institutions: the Prohibition on Money Laundering Order, IMPA guidance, and Bank of Israel CDD/EDD directives.

Automation cuts workload

What the industry reports: Banks with comprehensive onboarding automation report a 60-80% reduction in compliance-team workload and time-to-decision (McKinsey 2024 banking ops report).

Where we come in: Designing a pipeline that pushes most applications straight-through and leaves only the edge cases for an analyst.

Liveness stops spoofing

What the industry reports: Presentation Attack Detection to ISO/IEC 30107-3 is now the baseline for remote identity verification.

Where we come in: Selecting and integrating PAD that resists deepfake and injection attacks, with an explainable score.

Fewer sanctions false-positives

What the industry reports: Naive sanctions screening produces a heavy false-positive load that delays legitimate customers.

Where we come in: Fuzzy matching tuned for Hebrew / Russian / Arabic transliteration - less noise, without missing a real hit.